Welcome to your next home at 1752 42nd St S, a delightful 2-bedroom, 1-bath property exuding the comfort and charm of a cozy cardigan. With a carport and laundry room for connivence. Nestled in a friendly neighborhood serviced by the proverbial trolley of kindness, this home is eagerly awaiting its next loving owner.
Step inside and discover a detached garage ideal for safeguarding your treasures or housing a miniature trolley of your own. Located near the vibrant heart of Downtown Saint Petersburg and the unique appeal of Gulfport, this residence is just a short drive from our picturesque Gulf beaches, known for sunsets that are as warm as a friendly embrace. Not in an HOA, not in a flood zone. Eligible for Downpayment assistance from the city of Saint Petersburg.
Ideal for first-time homebuyers or those looking to downsize, this home is a beacon of opportunity, ready to welcome you with open arms. Discover the potential of becoming a homeowner with available city assistance for residents. Don’t miss out on making 1752 42nd St S your new address. Call today and take the first step towards claiming this charming abode as your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$242,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $194,320 | $194,320 | $194,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $151 | $151 | $151 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,293 | $1,292 | $1,639 |
Total Monthly Payment | $1,519 | $1,518 | $1,865 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.