This beautiful home is priced to sell and turnkey! Cardel's South Hampton II, Located in the heart of Waterset, one of the most desirable communities in the Southshore area of Tampa Bay. This nearly brand-new home was built in 2022 and offers a comfortable and flexible single level floorplan with four bedrooms, three full bathrooms, a study/den and a large bonus room. The spacious open floorplan includes a gourmet kitchen with an over the stove stainless-steel range hood and stainless-steel appliances, built-in oven and microwave, walk in pantry, Cambria quartz countertops, plank tile floors, oversized cabinets with extra storage under the kitchen/bar area. What a perfect plan for entertaining guests! A large bonus room/optional formal dining area is situation off to the side of the kitchen/living area. Off of the living room, the master ensuite door leads to a spacious owner's retreat including a walk-in shower, upgraded soaker tub, dual vanities and large walk-in closet. The extended and covered lanai is screened and includes brick pavers. The oversized slider and master bedroom windows have been professionally tinted with eco-friendly film to cut down on your electricity bill in the Florida heat. A nearly new water softener was installed last year. Additionally, the community amenities include three pools, water slides, a splash pad, two clubhouses, dog parks, 14 miles of scenic paved trails throughout the neighborhood and adjacent nature preserve, two state of the art fitness centers and even a neighborhood internet cafe to grab a quick cup of coffee or lunch with friends. All conveniently located near the I-75 corridor with an easy commute to Tampa, MacDill AFB, Bradenton and Sarasota beaches! You won't want to miss this opportunity to live your best Florida lifestyle!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,200 | $415,200 | $415,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $277 | $277 | $277 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,728 | $2,760 | $3,501 |
Total Monthly Payment | $3,097 | $3,129 | $3,870 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.