Under contract-accepting backup offers. BOND PAID! GOLF CART GARAGE on a CORNER LOT! This home has the WOW factor and more! A MUST-SEE San Pedro model courtyard villa on a desirable corner lot is located in The Village of De La Mesa. This stunning property epitomizes elegance and comfort, boasting modern upgrades. The rockery front yard adds to the home's curb appeal with a painted driveway, lovely landscaping, and a charming front seating area, perfect for enjoying your morning coffee. As you approach the front door, you'll be greeted by a glass storm door, adding style and functionality. As you enter, you will love the luxury vinyl plank flooring that flows throughout the main living areas and bedrooms, with stunning bathroom tile. NO CARPET! The living room is a showstopper with vaulted ceilings, PLANTATION SHUTTERS, open layout, and seamless flow into the fully ENCLOSED FLORIDA ROOM. This versatile space can be an additional lounge area, home office, or sunroom, offering panoramic courtyard views. Step into the kitchen, where you'll find sleek QUARTZ that flows all the way to the ceiling and provides ample workspace, complemented by contemporary cabinetry and top-of-the-line appliances. The adjacent dining room, adorned with crown molding, offers the perfect space for entertaining. Sliding glass doors lead from the dining area to a side patio, an ideal spot for a grilling station or cozy seating area. Retreat to the large primary suite, which is perfect for relaxing. Enjoy the CUSTOM closet designed to meet all your storage needs. The ensuite bathroom features dual sinks with quartz countertops, a glass walk-in shower, and a separate powder room. A pocket door leads to the guest suite, where guests will feel right at home in the spacious guest bedroom, complete with a double-door closet for ample storage. The guest bathroom has a gorgeous, tiled shower/tub combo and a QUARTZ countertop vanity. The large courtyard is a true outdoor oasis, beautifully landscaped to provide a serene and private environment. If this isn’t enough, the garage floor has been epoxied, an automatic screen door and a separate GOLF CART GARAGE have been added. To ensure you are happy in your new home, the seller has added a HOME WARRANTY that will remain in effect until May 2025! Beyond the beautiful home lies the PRIVATE HEATED POOL and PARK area, exclusively for the residents of De La Mesa. The park is lamp post and landscaped lighted, making it perfect for evening strolls around the beautiful park. The modest required HOA membership covers the private park and pool maintenance and periodic exterior painting of every property. Don’t miss the chance to make this home your next home!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $338,320 | $338,320 | $338,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $108 | $108 | $108 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,111 | $2,056 | $2,674 |
Total Monthly Payment | $2,294 | $2,239 | $2,857 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.