Under contract-accepting backup offers. Welcome home to the pristine gated community of Chattam Landing, in the established Ridgemoor neighborhood! This home boasts a thoughtful split floor plan offering 3 bedrooms, 2 bathrooms, featuring your own screened in pool, and indoor laundry room! Imagine the freshly bloomed gardenias greeting you by your front door or sitting outside in your own private courtyard enjoying your morning coffee. This home has been cared for by only 2 owners since 1988, the current owner for over 31 years. Your sunkissed kitchen offers tons of storage, recessed lighting, pantry, and stainless-steel appliances, and brand new ceiling fan and light fixture. The primary suite is positioned just off the pool featuring a walk-in closet, vaulted ceilings, a private study/office, and a full ensuite to include a soaking tub and separate shower. This same bathroom has access to the patio and could double as the pool bathroom. The pool area features a covered lanai and dry bar, overlooking a serene pond setting with beautiful sunsets, yet also provides plenty of privacy. All the outlets have been recently updated. The A/c was replaced Dec 2023, New Floors(2024), Water Heater 2024, New Light fixtures and ceiling fans(2024), Tile Roof 2016, New stainless-steel refrigerator 2024, new paint throughout (2024). Rest assured, this home is move in ready and waiting for its new owner/s to make it their own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $213 | $213 | $213 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,658 | $3,429 |
Total Monthly Payment | $2,949 | $2,946 | $3,717 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.