HURRICANE SURVIVOR - READY FOR IMMEDIATE CLOSING!
Welcome to Lake Placid, a quaint 55+ community of less than 100 homes in a great location in Largo, Florida! Just a few miles from shopping and dining, plus close to world-class Gulf beaches, this community can’t be beat. The community is centered around a 3-acre spring-fed lake, and this particular home is DIRECTLY ON THE LAKE! And not only is the home waterfront, it's arguably on the best lot in the community! The "landscape" orientation of the home maximizes the view of the pond from the living room, kitchen, and master bedroom, and when the windows are open during cooler weather, you get the calming sound of the fountains wafting through the home. This is a 2 bedroom home, with the bedrooms on opposite sides of the home. The living space is extremely open, with two living rooms and the kitchen flowing together. The bathroom features a shower / tub combo. The home is ducted with central AC. The washer and dryer are in a dedicated laundry room INSIDE the house (very rare for these homes to have inside laundry). There is a lovely paver patio out back, but plenty of space to expand this outdoor living space as well. The covered carport comfortably fits a vehicle, and there's also an additional storage shed outside! This community is NOT LOT RENT. It's real estate! Community amenities include a clubhouse, and plenty of activities, such as shuffleboard, weekly coffee hour, exercise programs, game nights, monthly dinners, and so much more. This is a great home in a great location, schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$115,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $92,000 | $92,000 | $92,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $43 | $43 | $43 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $628 | $611 | $776 |
Total Monthly Payment | $746 | $729 | $894 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.