Quick Close Possible - Come and discover this stylish Black Rocks Village End Unit - Open-concept floor plan featuring cathedral ceilings in both the kitchen and living room, creating a spacious and airy atmosphere. The kitchen is a chef's delight w/ recessed lighting, stylish white cabinets, a custom coffee bar w/ wine rack, cabinets w/ glass doors, a double oven range, and a breakfast bar. Cozy gas fireplace and a custom ceiling fan for added comfort. Custom chair rails add a touch of elegance. The primary bedroom features dual closets and an en-suite bathroom w/ a step-in shower. Convenient first-floor laundry room. The finished walk-out lower level offers a family room, an office, and a workshop equipped w/ a sink, pegboard, and central vac. Community amenities include a clubhouse w/ a patio, fire pit, and community garden. Engage in activities w/ the association's book club, yoga and other fun activities. Additional perks include a storage area for your RV, boat, or trailer (subject to possible waiting list and restrictions) and scenic walking trails. ALL occupants need to be OVER 55. Transfer Fee: 2 months condo fee paid by the buyer to go into capital reserve fund. ¬** BUYERS & AGENTS conduct Due Diligence to verify all listing information, agents to send buyers attached docs in MLS & review non-public remarks.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $371,920 | $371,920 | $371,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $621 | $621 | $621 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,260 | $2,260 | $2,939 |
Total Monthly Payment | $2,956 | $2,956 | $3,635 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.