Why wait to build when you can get into this beauty? Built in 2019 by M/I Homes of Tampa in Talavera, this residence occupies a 0. 19 acre lot with lovely views of the pond out back. Stellar curb appeal is enhanced by meticulous landscaping and outdoor lighting. Inside, the open-concept, split-bedroom floor plan is both attractive and functional. Upgrades like stone counters, recessed lighting, designer light fixtures, and stylish laminate in the living areas are elegant touches. Hosting game night is a delight in the spacious living room, and the dining area is ideal for intimate sit-down meals with your nearest and dearest. Cooks will adore the modern kitchen with its white shaker cabinets, subway tile backsplash, large pantry, and a suite of stainless steel appliances. The primary suite is your private respite with a tray ceiling and double closets. The attached bathroom offers dual sinks and a large walk-in shower. Family and visitors can rest comfortably in the remaining two guest bedrooms, both of which have ample closet space. They share access to the guest bathroom, which has a tub/shower combo. Grab your morning coffee or evening wine and head through the glass sliding doors to the large covered patio. There, you can sip in peace and take in the pond just beyond the fenced backyard. You may even catch a glimpse of the wild turkeys and deer that are known to frequent the neighborhood! Talavera is a deed-restricted community with low quarterly HOA fees. It’s minutes away from both US-41 and SR-52 for easy access to Brooksville, Land O’Lakes, Wesley Chapel, and downtown Tampa. Avid golfers can enjoy a round at the nearby Groves Golf & Country Club, a public course with an aqua range and full-sized putting green. Or, experience quail and pheasant hunting at Three Pines Preserve. You’re less than an hour away from Tampa theme parks like Busch Gardens and the Lowry Park Zoo, and less than 2 hours away from the magic of parks like Disney, Universal Studios, and SeaWorld in Orlando. This jewel is an absolute must-see, so schedule your private viewing ASAP!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $481 | $481 | $481 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,014 | $1,962 | $2,489 |
Total Monthly Payment | $2,570 | $2,518 | $3,045 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.