Rare opportunity to own your piece of paradise in St. Augustine! This beautiful 2-bedroom, 2-bathroom move in ready condo is ideally located at the foot of the Bridge of Lions. Take a leisurely 10-minute stroll to experience the rich history and vibrant culture of this historic city, filled with a variety of shops, restaurants and entertainment options. This concrete block condo boasts brand new windows, stainless steel appliances, new washer & dryer, new carpet and the privilege to watch the 4th of July fireworks from your own private balcony, offering breathtaking views of historic skyline and Intracoastal waterway. Enjoy the convenience of elevator access and a tandem garage with space for 2 cars. The third-floor balcony expands the living space with French doors opening from both the living room and master bedroom, providing additional outdoor living area. With quartz counters, ample storage space and soaring ceilings this condo offers a perfect combination of luxury and comfort. Imagine waking up to stunning sunrises and unwinding with captivating sunsets from the comfort of your own home. This boutique size complex stayed dry thru all storms and hurricanes. Don't let this opportunity slip away! We look forward to showing you this amazing condo and helping you make it your own! *Short term rentals are not allowed with Cedars at Matanzas River Condominiums.
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Our Executive Mortgage Banker:
Our Insurance Division:
$539,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,920 | $431,920 | $431,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $279 | $279 | $279 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,874 | $2,871 | $3,703 |
Total Monthly Payment | $3,245 | $3,242 | $4,074 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.