Welcome to 45 Woodland Lane - a distinctive colonial home that surpasses the ordinary in both charm and functionality. This exceptional property boasts a unique layout, perfect for versatile living and entertaining. Step outside to discover your personal paradise: a beautifully landscaped, resort-like backyard featuring an inviting in-ground pool surrounded by elegant stone pavers. The meticulously manicured gardens enhance the serene ambiance of this private oasis. The pool house adds a touch of luxury, making it ideal for hosting gatherings or simply enjoying quiet moments by the water. Inside, the home offers 5 bedrooms and 4. 5 bathrooms, ensuring ample space and comfort for everyone. A second set of stairs leads to a spacious bedroom suite, complete with its own private bathroom. The primary ensuite includes a walk-in closet with a California closet organizer and a spa-like bathroom with radiant heated floors. Multiple living areas provide flexibility and convenience, while the wood-burning fireplace creates a cozy atmosphere in the heart of the home. An extended great room features vaulted ceilings and a billiard table, which the sellers will leave for you! Enjoy the convenience of an updated kitchen with sliders overlooking the picturesque backyard. A dedicated craft room or workshop, conveniently located off the kitchen with its own separate entrance, caters to creative pursuits or could serve as a versatile work-from-home space. The formal dining room is perfect for large gatherings or intimate dining. There is a finished basement for additional space and storage. Additional features include gas heating for efficiency and year-round comfort, and custom trim work throughout, central air, a whole house generator, 200 amp electric service, and inground sprinklers. Located in the desirable Smithtown Pines neighborhood with Hauppauge schools. Enjoy proximity to Blydenburgh Park and the Town of Smithtown beaches, where outdoor recreation is just moments away. 45 Woodland Lane is not just a house; it's a lifestyle waiting to be embraced. Come and experience the perfect blend of elegance, functionality, and tranquility.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $1,480 | $1,480 | $1,480 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,368 | $5,915 | $8,237 |
Total Monthly Payment | $6,973 | $7,520 | $9,842 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.