Hand hewn beams, with original forged nails, mature plantings and circular driveway on nearly a half acre lot. Vintage antique salt box, three bedroom, one and half baths located minutes from Falmouth Center and Mashpee Commons. The property includes a restored barn that will accommodate one car, ideal for hobby farmers, as it is agriculturally zoned. Great for those who want to put their own stamp on their forever home. The home is heated by oil. A Vermont Casting propane gas fireplace provides additional charm and warmth. The kitchen is both practical and convenient, featuring a laundry closet and half bath. Access to basement is through the bulkhead with steep stairs to the boiler and oil tank. The second floor houses three cozy bedrooms and a bath. there is ample attic storage. On the first floor the dining room has access to large deck at rear of home. This home is attractive to anyone with a passion for history, as it was an old sea captains home from Nantucket. Buyer to verify all information herein.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | 11.2 x 10.5 | Second | |
Bedroom 3 | 9.9 x 10.1 | Second | |
Dining Room | Deck - Exterior, Exterior Access | 10.7 x 12.4 | Main,First |
Kitchen | Closet, Dryer Hookup - Electric, Exterior Access, Washer Hookup, Closet - Double | 18.2 x 13.6 | Main,First |
Living Room | Flooring - Wood | 10.7 x 12.4 | Main,First |
Master Bedroom | 12.0 x 9.9 | Second |
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NMLS Mortgage Loan Originator ID 1020051
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $427,600 | $427,600 | $427,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $280 | $280 | $280 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,845 | $2,809 | $3,606 |
Total Monthly Payment | $3,217 | $3,181 | $3,978 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.