Atlantic Oceanside Elegance: Beachfront Oasis, just minutes away from Yale University, Museum, and Hospital. Embrace the ultimate coastal living experience with this remarkable beachfront property! This 2 bedrooms, 2. 5 bathrooms home offers 1, 884 square feet of beautifully designed space, featuring 2 spacious balconies where you can relax and enjoy the panoramic ocean views. Situated in a desirable gated community, this residence provides both tranquility and security. Inside you will find a thoughtfully crafted layout that includes luxurious finishes and ample light, all enhanced by breathtaking views of the ocean along with the Sunrise, Sunset, and Full moon, just from your kitchen, dining, living room and the main bedroom, through the 2 sliding doors and a large window. This home offers serene Oceanside living with the convenience of urban amenities. Whether you are entertaining guests or seeking a peaceful retreat, this property is an ideal choice. Don't miss the opportunity to own this coastal gem. Schedule your showing today !!!!! Shell Beach is a well maintained gated community consisting of 47 units with a clubhouse and a heated, in ground swimming pool overlooking the Long Island Sound. It has 1 detached garage with plenty of storage, including a pull-down attic, 1 resident parking space, and ample, marked visitors' parking spaces. The first floor offers 1/2-bathroom, kitchen with stainless steel appliances and a microwave, dining area, a spacious living room with an automatic fireplace and a large balcony overlooking the Light House. The second floor offers a primary bedroom suite with full bath & tub, and a dressing room, and a balcony overlooking the LI Sound and the Light House. It has second bedroom overlooking natural scenery and marsh. Second full bath is situated in the hallway across the laundry closet.
Type | Description | Level |
---|---|---|
Bedroom 1 | Balcony/Deck | Upper |
Dining Room | Main | |
Living Room | Balcony/Deck,Combination Liv/Din Rm,Gas Log Fireplace,Fireplace,Sliders | Main |
Primary Bedroom | Skylight,Balcony/Deck,Sliders,Walk-In Closet | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $449,592 | $449,592 | $449,592 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $818 | $818 | $818 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,732 | $2,732 | $3,553 |
Total Monthly Payment | $3,642 | $3,642 | $4,463 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.