Welcome home! This spacious 4 bedroom Colonial is ideally situated on 1. 29 private, level acres on a highly desirable, quiet cul-de-sac in Southington. Enjoy countless updates in this meticulously maintained home with an abundance of light that fills the open floor plan. You are greeted with gleaming hardwood flooring in the foyer, leading to a sizable Living Room that opens into a formal Dining Room with picturesque views of the backyard from bay windows. Next, the eat-in Kitchen features granite countertops, stainless steel appliances, pantry, breakfast nook, and more bay windows. The breakfast nook opens to a sunken Family Room with a stone fireplace and slider leading to a large deck. The main level also features an updated half bath and a mudroom connecting to an oversized two-car garage. Upstairs you'll find more beautiful hardwood in the primary suite, including a full bath & room for an office or sitting area. The upper level also features 3 additional bedrooms with hardwood floors, a large laundry room, and an additional full bath. The lower level features a finished area perfect for use as recreation space, as well as an unfinished area for storage. The level backyard, fenced-in in 2022, has an oversized shed and fire pit. Updates include a BRAND-NEW ROOF (July '24), a new radon mitigation system (June '24), and a newer septic tank (2021). Just minutes to all schools! Neighborhood pride is reflected in the well-kept homes. You can have the home you've always wanted!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | 17.0 x 19.0 | Upper |
Bedroom 2 | Ceiling Fan,Hardwood Floor | 12.0 x 13.0 | Upper |
Bedroom 3 | Ceiling Fan,Hardwood Floor | 11.0 x 12.0 | Upper |
Dining Room | Bay/Bow Window,Hardwood Floor | 12.0 x 15.0 | Main |
Family Room | Fireplace,Sliders,Hardwood Floor | 13.0 x 20.0 | Main |
Kitchen | Bay/Bow Window,Breakfast Nook,Granite Counters,Pantry,Tile Floor | 11.0 x 11.0 | Main |
Living Room | Hardwood Floor | 12.0 x 17.0 | Main |
Other | Breakfast Nook | 9.0 x 14.0 | Main |
Other | Laundry Hookup | 9.0 x 10.0 | Upper |
Primary Bedroom | Ceiling Fan,Full Bath,Hardwood Floor | 15.0 x 26.0 | Upper |
Rec/Play Room | Wall/Wall Carpet | 22.0 x 25.0 | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $518,800 | $518,800 | $518,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $731 | $731 | $731 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,152 | $3,152 | $4,100 |
Total Monthly Payment | $3,975 | $3,975 | $4,923 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.