Welcome to 369 James Circle, Lake Alfred, FL 33850! This fully upgraded home is move-in ready. The seller is highly motivated and willing to contribute $5, 000 in seller concessions.
Inside, you'll find a spacious open floor plan with natural light. The modern kitchen features new granite countertops, a backsplash, a pot filler, and a new microwave. The living area has an electric fireplace and three brick entertainment walls. Fresh paint throughout the home and garage.
The master suite includes a soaking tub, a separate shower, dual vanities, a urinal, and new granite and quartz countertops. The additional bedrooms are generously sized. Upstairs, find new sinks, countertops, and faucets throughout. Allen toilets have be replaced.
Step outside to a huge screened-in lanai. The exterior was painted two years ago. New rain gutters and a mango tree enhance the yard.
The home includes new ceiling fans, light fixtures, recessed lighting, a new garage door opener, garage storage, and a water softener system. The AC is one year old, and the roof was replaced in November 2022. Enjoy a year of free pest control.
Community amenities include a fishing dock, garden, basketball court, and playground. Conveniently located near Mackay Gardens, The Barn Antiques, and Lavender N Lace Tearoom.
Schedule a viewing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $356,720 | $356,720 | $356,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $361 | $361 | $361 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,373 | $2,371 | $3,008 |
Total Monthly Payment | $2,809 | $2,807 | $3,444 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.