Nestled in a quaint Osterville neighborhood, this charming 2-bedroom, 2-bathroom ranch is ready for its new owner to bring their personal touch. The home boasts gas heat and central air for year-round comfort, with a private bath off the primary bedroom adding to its appeal. The garage has been thoughtfully converted into additional living space, offering flexibility for a home office, playroom, or extra living area. Outside, the fenced yard features gorgeous plantings and gardens with blooming flowers, perfect for garden enthusiasts. A generous-sized shed provides ample storage for tools, outdoor equipment, or hobbies. Updates include replaced slider doors and some windows, enhancing energy efficiency and natural light. The whole house generator, installed in 2020, offers peace of mind during power outages, while a new roof in 2022 and a new water heater this year ensure the home is well-maintained. An adorable sun porch completes the picture, providing a cozy spot to relax and enjoy the warmer months. Combining practical updates with the opportunity to add your personal style, this serene location and lovely grounds make it a truly special find in Osterville.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | 14.0 x 10.8 | First | |
Kitchen | Fireplace(s): Wood Burning | 14.0 x 10.8 | |
Master Bedroom | 14.0 x 10.8 | First |
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William Raveis Real Estate
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Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $435,200 | $435,200 | $435,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $222 | $222 | $222 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,644 | $2,644 | $3,439 |
Total Monthly Payment | $2,958 | $2,958 | $3,753 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.