Welcome to your charming 1949 bungalow nestled in the heart of downtown Umatilla! This delightful 2-bedroom, 1-bath home combines vintage appeal with modern eco-friendly features, including solar panels. Spread across three full lots, this property offers nearly half an acre of living space, complete with a fenced-in backyard perfect for outdoor activities and pets. Imagine starting your day with a peaceful cup of coffee in your expansive backyard or enjoying an evening under the stars. With its prime location, you're just 11 miles from Tavares and a convenient 45-mile drive to Orlando, making commuting and access to urban amenities a breeze. Umatilla, nicknamed “Nature’s Hometown, ” is a paradise for outdoor enthusiasts. As the Gateway to the Ocala National Forest, Umatilla offers endless opportunities for boating, fishing, camping, and hiking. Nearby Alexander Springs, just 13 miles north, provides a perfect getaway with crystal-clear waters, scuba diving, paddling, and picnicking spots. The Florida National Scenic Trail also winds through this area, offering scenic hiking adventures. This home is a rare find, blending a prime location with a spacious lot and access to unparalleled natural beauty. Don’t miss your chance to own a piece of Umatilla’s charm. Schedule your showing today and step into a lifestyle of relaxation and outdoor adventure! Floor plans are for illustration only; they are not a substitute for architectural floor plans. Measurements are approximate. ” All information deemed reliable but must be verified by buyers. All room measurements are approx. and must be also verified by buyers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$230,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $141 | $141 | $141 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,224 | $1,209 | $1,552 |
Total Monthly Payment | $1,440 | $1,425 | $1,768 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.