Desirable Sought after 55 & Older Westbrook Village @ E. Islip Community Finally has a Home For Sale! Your wait is Over as we offer This Lovely 2020 Built Townhome featuring Prime Back of Community Location. This home is Perched on the 2nd Floor. Beautiful Perennial Grounds Welcome you leading you inside where you will find a Great Rm W/Vaulted Ceilings, Gas Fireplace W/Marble Surround, Open to Elk Loaded W/White Cabinetry & Oversized Island W/Quartz Counters w/Overhang Seating, Subway tile backsplash, stainless steel appliances, Open to Dining Room W/Plenty of room to put a leaf in for extension, Wide Plank Scratch Proof Wood-like Vinyl Flooring, Laundry Room, Gas Heat & Cooking, Central Air, Generous Size Primary Bedroom W/WIC, & Ensuite Bathroom W/Double Sink Vanity accented w/Stone Counter, & Oversized Shower, Guest Bedroom fits Queen Bed & has double wide closet, The Loft offers 3rd possible sleeping quarters & overlooks the Great Room, Lots of Storage Closets, Topped W/Charming Front Porch W/Privacy blinds in door make this your next Home. Community has a Doggie Park, Clubhouse, community pool W/Patio Surround, Gym, Billiard, Library, Outdoor BBQ, Kitchen in clubhouse & More- Great Commuter location- Close to Park, Railroad & Major Highways. This home will not last.
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Our Executive Mortgage Banker:
Our Insurance Division:
$619,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $876 | $876 | $876 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,009 | $3,009 | $3,913 |
Total Monthly Payment | $3,977 | $3,977 | $4,881 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.