This house is ready to move right in !!!New construction! Picture perfect, classic center-hall colonial located at the end of a quiet cul-de-sac. Enter this 3, 300sqft, gracious home through the elegant entry foyer, with guest closet and powder room. This leads to the formal living room, flooded with light thru triple windows. The wide cased opening leads to the chef's eat-in kitchen with abundant cabinetry, Quartz counters, separate island, with seating. All stainless steel appliances including a built-in microwave, beverage fridge, stove with vent hood, refrigerator and 2 pantry closets. Kitchen is open to den with fireplace & sliders to patio. Primary suite has high ceilings, 2 ceiling fans, walk-in closet, spa-like bath with large double shower (two entry door, two shower heads) double vanity and linen closet. There are three additional bedrooms, laundry room with storage, plenty of counterspace and sink and a full, and the main bath with tub completes this level. The full, unfinished basement lets you make that space your own and there is an outside entrance to the side property. Gorgeous finishes, great neutral decor and features include: white oak floors throughout, wainscotting, crown moldings, hi hat and LED lighting, granite counters in baths and laundry, propane gas fireplace, convenient entry into house from attached 2-car garage, energy star appliances, low-line septic system, all new Anderson windows, security system with cameras, tankless hot water system with on demand feature and so much more. The exterior has a sodded front yard, seeded back yard, 5-zone inground sprinklers and paver patio and walkways. This home is tucked away in a neighborhood location but conveniently located in central Suffolk, close to all. Transportation, parks, shopping, LIRR, local villages, schools and world class beaches. There is gas right in the street is fully available !!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,152 | $5,590 | $7,578 |
Total Monthly Payment | $5,277 | $5,715 | $7,703 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.