Welcome to this beautifully updated 2-bedroom, 2-bathroom home in West Bradenton! This charming residence boasts a new roof and AC (both installed in 2022), along with updated duct work and insulation in 2023. Freshly painted both inside and out in 2023, this home also features a new electrical panel, a new master bathroom vanity, and a new water heater installed in 2023. Additionally, a mini-split AC unit was added to the garage in 2023 for your comfort. New landscaping and lush sod were also added less than a month ago along with new gates to the back yard. Step inside to find luxury vinyl plank flooring throughout and a ranch style floor plan. The large kitchen preserves the old Florida feel with modern touches and ample cabinet space. Separated by a sliding glass door just off the kitchen you will find the spacious sunroom with built-in cabinetry and refinished terrazzo flooring, perfect for relaxing or entertaining. For added convenience this home has laundry INSIDE the home which is rare for this age of home and location. This property offers a convenient location close to shopping and dining and is just 7 miles from the world-famous Anna Maria Island beaches! As mentioned the 1 car attached garage does have a recently added mini split AC system which keeps the garage nice and cool when/if needed! With no HOA or CDD fees, you have the freedom to bring all your toys. The large fenced backyard provides a blank canvas for creating the backyard of your dreams. Small storage shed does convey. With no rental restrictions, this property is also an excellent addition to your short-term rental portfolio. Don't miss out on this amazing opportunity!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,600 | $319,600 | $319,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $135 | $135 | $135 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,994 | $1,942 | $2,526 |
Total Monthly Payment | $2,204 | $2,152 | $2,736 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.