Welcome to your new home in the serene and vibrant gated community of Kings Point! This charming 2-bedroom, 2-bathroom house comes completely furnished and offers the perfect blend of comfort and convenience, making it an ideal choice for those seeking a peaceful yet active lifestyle. As you step inside, you'll be greeted by the warm and inviting laminate flooring that extends throughout the kitchen, living room, and bedrooms. This choice of flooring not only adds a touch of elegance to the home but also ensures easy maintenance and durability. One of the highlights of this home is the Florida/bonus room. This versatile space boasts tile flooring, providing a cool and durable surface ideal for the Florida climate. It's the perfect spot to unwind and enjoy the beauty of your surroundings, whether you're reading a book, enjoying your morning coffee, or entertaining friends. The utility room is a practical addition to the home, offering a washer and dryer, along with open shelving for storage. This space is designed to keep your home organized and clutter-free, making daily chores a breeze. The gated community of Kings Point has amazing facilities, pools, and clubs just waiting for you to enjoy. Located between Sarasota and Tampa, the perfect location for a convenient ride to airports, great shopping, dining, professional sports, and entertainment. With easy access to award-winning, sandy beaches, this is the best of all worlds, but without the stress of big city life. Leave it all behind and enjoy your new life here in one of Florida’s most affordable 55 and better communities!
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Our Executive Mortgage Banker:
Our Insurance Division:
$189,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,920 | $151,920 | $151,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $133 | $133 | $133 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,011 | $1,010 | $1,281 |
Total Monthly Payment | $1,219 | $1,218 | $1,489 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.