Presented byThe Deborah Lucci Team |
Welcome to this charming cape house in the perfect Andover location- ideally situated minutes from downtown, shopping, restaurants, train, Phillips Academy, YMCA, and highway. Great curb appeal with a backyard deck offering serene views of the pretty grounds, providing ample space to enjoy summer days/nights. Inside, the front-to-back living room impresses with its central fireplace. The kitchen features stainless steel appliances, granite counters, gas cooking, pantry closet, and exterior access to the new deck. Upstairs, find 4 bedrooms and a lovely bathroom with a walk-in shower and skylight, bathing the space in natural light. The fully heated walk out basement offers potential for expansion and has partially finished space. With a newer roof and furnace, this home boasts a fantastic layout in an A+ location in town. Don't miss this opportunity to own a piece of Andover's charm!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Flooring - Wall to Wall Carpet, Window(s) - Picture | 12.0 x 12.0 | Second |
Bedroom 3 | Flooring - Wall to Wall Carpet, Window(s) - Picture | 12.0 x 12.0 | Second |
Bedroom 4 | Flooring - Wall to Wall Carpet, Window(s) - Picture | 12.0 x 12.0 | Second |
Dining Room | 12.0 x 12.0 | First | |
Kitchen | Flooring - Laminate, Window(s) - Picture, Pantry, Countertops - Stone/Granite/Solid, Deck - Exterior, Exterior Access, Recessed Lighting, Second Dishwasher, Stainless Steel Appliances, Gas Stove, Lighting - Pendant | 13.0 x 12.0 | Main,First |
Living Room | Flooring - Vinyl, Window(s) - Bay/Bow/Box | 25.0 x 12.0 | Main,First |
Master Bedroom | Closet, Flooring - Wall to Wall Carpet, Window(s) - Picture | 12.0 x 12.0 | Second |
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NMLS Mortgage Loan Originator ID 38342
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $543,920 | $543,920 | $543,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $643 | $643 | $643 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,305 | $3,305 | $4,298 |
Total Monthly Payment | $4,040 | $4,040 | $5,033 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.