One or more photo(s) has been virtually staged. Home did not sustain any damage or flood waters in it due to Hurricane Helene. Only a pool screen piercing and a broken patio screen door were the only damage due to Hurricane Milton. Owner says it's never flooded in his 32 years of ownership. New A/C, pool pump, & landscaping. This four-bedroom, three-and-a-half bathroom, two-story home in Shore Acres is a fantastic opportunity for those seeking a comfortable and versatile living space. Situated on a higher street in the neighborhood and a block from Denver Park, it offers not only a serene environment but also nearby recreational amenities. According to the owner, the home is determined to be slightly over 9 feet above sea level and has never flooded since he bought it in 1992 which provides peace of mind, especially for those concerned about such issues.
With its 2, 774 square feet of space and features like a two-car garage, screened pool, and a view of the saltwater lake, it offers both functionality and scenic beauty. The potential for customization and updating is exciting, as it provides a blank canvas for the new owners to personalize according to their tastes and preferences. New A/C for the front of the home. The large upstairs bedroom presents the opportunity for conversion into two separate rooms with its two doorways, adding flexibility to the layout. There are two sets of sliding glass doors upstairs leading onto a balcony overlooking the pool and lake. Also, upstairs is a sitting room, two walk-in closets, and a large double bathroom.
The enormous family room with its lake view, bar, fireplace, and two sets of sliding glass doors that open to the backyard and the pool is undoubtedly a highlight, offering ample space for relaxation and entertainment. The landscaping around the home includes massive royal palm trees and native Florida shrubbery. The convenience of being able to fish from the backyard, and/or launch a kayak or canoe into the lake, adds to the appeal for outdoor enthusiasts.
The proximity to Denver Park with its various courts and facilities, as well as the short drive to Mangrove Bay (18 holes) and Cypress Links (Par 3) golf courses, a YMCA with large sports fields, a middle school, and downtown St. Pete with its entertainment options, further enhances the lifestyle this home offers. Walk/bike to the nearby elementary school.
A great place to call home for those looking for comfort, recreation, and convenience. Shore Acres is a great community that holds such events as a golf cart Christmas parade, Easter egg hunt in the park, food trucks, etc. This is a unique opportunity for the right buyer to acquire their dream home.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $279 | $279 | $279 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,125 | $4,073 | $5,229 |
Total Monthly Payment | $4,496 | $4,444 | $5,600 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.