BEAUTIFUL MONTGOMERY COLONIAL WITH INGROUND POOL - Welcome Home to this impeccably maintained Colonial with four bedrooms and 2. 5 baths in the Valley Central School District. When you arrive, you are greeted by an inviting front porch perfect for morning coffee or relaxing in the evening. With gleaming hardwood floors thru-out, the living room has a bay window with lots of natural light. Spacious formal dining room with access to the large kitchen with bay window, tiled floors, stainless steel appliances and an eat-in area. The kitchen is open to the family room with fireplace and French doors leading to the maintenance free deck perfect for barbecues and entertaining. A lovely half bath completes the first floor. On the second level you will find a primary bedroom with primary bath, three more bedrooms and an updated full bathroom. The laundry area is located on the lower level of the basement with a walk-out to the backyard. The 18 x 40 inground pool encircled by a large patio area is suitable for large gatherings and plenty of summertime fun! There is a two car garage and a whole house generator. Located just outside the quaint Village of Montgomery, a charming place rich in history with a close-knit community feel. Have some lunch or dinner at one of many fine eateries, stroll along the side-walked streets and visit one of the many shops. City Winery located in the historic Montgomery Mills is a great place for some live music! Just minutes to Angry Orchard, the Orange County Arboretum, Thomas Bull Park, and many more local area attractions; local area farm stands, breweries and wineries. Ideal commuter location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$545,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $771 | $771 | $771 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,901 | $2,898 | $3,677 |
Total Monthly Payment | $3,764 | $3,761 | $4,540 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.