Discover a distinctive and private retreat at the end of a serene road. This unique home, set on 0. 92 acres, boasts approximately 3, 000 square feet of thoughtfully designed living space. With four bedrooms and two full baths, this residence combines comfort with versatility. Upon arrival, you'll be greeted by a charming covered back porch, leading to a wraparound deck that's perfect for entertaining or relaxing in your private yard. Inside, the main level features a spacious living room with a fireplace and a dining area, both enhanced by elegant dual archways that flow into a generously sized kitchen. The kitchen is a chef's delight, equipped with abundant cabinetry, extensive counter space, a central breakfast bar, high-end stainless steel appliances, dual sinks, and a convenient pantry/coffee bar nook. The main level also includes three well-appointed bedrooms and a full, just renovated bathroom. Venture upstairs to find a large bonus room that can serve as a family room, library, den, or any other space that suits your needs. The primary suite is a true sanctuary, featuring vaulted ceilings and a luxurious en-suite bathroom with a separate soaking tub and shower. The lower level offers additional storage, laundry facilities, and essential mechanicals, ensuring practical functionality for everyday living. Experience the blend of elegance and privacy that 5 Laurel Hill Road North has to offer. Seller would like to sell as is. Oil tank is 4 years old Roof is 10 years old, furnace is 12 years old, A. C. is20 years old. There is a dirt driveway that comes up from Wanser hill rd to service the lower part of the property . There is one room downstairs without wood flooring which is as is. the dirt turn around belongs to the Road association. The well is alongside the driveway and the septic is between the house and the red shed . Private road - There are 12 houses total between Laurel Hill Rd north and south annual Road maintenance is between 400-500 per year[Laurel hill Rd Tax Assoc]. Propane tank belongs to Mitchell oil who does the owners gas oil / service contract.
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Bedroom 3 | Main |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $327 | $327 | $327 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,773 |
Total Monthly Payment | $3,346 | $3,343 | $4,192 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.