42714 Royal Trails, Eustis, FL, 32736 | $444,900

**NEW ROOF**NEW AC**NEW EXTERIOR PAINT**NEW HIGH PRESSURE WATER TANK AND WATER SYSTEM with deeded access to Lake Norris! Classic Spanish split style Florida home situated on a beautiful 1acre+ wooded corner lot, in much desired Royal Trails Eustis! This well-maintained home is ready for you to add your personal touch! This home is a split floor plan, 3 bedrooms, 2 full baths, offering privacy for the entire family. The entrance is open and inviting, featuring 12’ ceilings, a large sitting area and dining room. There is also a separate spacious Great Room/Family Room, that sprawls into a Florida screened Lanai offering a beautiful underroof and outdoor experience. The kitchen is equipped with modern smart appliances. The master bedroom is a spacious private oasis, has 2 large walk-in closets and a spa like master bathroom with private separate water closet. The 2 additional bedrooms each offer large closet space and a shared bathroom. The home also features ceramic Denali walnut flooring throughout. A large 2 car garage, a barn and even a treehouse.

Features

  • Amenities: Clubhouse
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2004
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,981
  • Acreage: 1
  • Est. Taxes: $1,784
  • HOA Fee: $80 Annually
  • Lot Desc: Level
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: T3545515
  • Days on Market: 43 days
  • Website: https://www.raveis.com
    /prop/T3545515/42714royaltrails_eustis_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/27/2024 6:32:10 AM)
Listing courtesy of OPTIMA ONE REALTY   Phone: 352-243-6784

William Raveis Family of Services

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

42714 Royal Trails, Eustis, FL, 32736

$444,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $355,920 $355,920 $355,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.398% 6.285% 5.510%
Monthly Tax Payment $149 $149 $149
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,163 $2,163 $2,861
Total Monthly Payment $2,387 $2,387 $3,085

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.