Introducing 225 Hanover Street, Unit B, a captivating condo in the heart of downtown Manchester, exuding historical charm with its distinctive brick exterior. Nestled next to the popular Restoration Cafe, this residence offers a unique lifestyle opportunity with a multitude of amenities at its doorstep. Just a brief stroll away from the vibrant Hanover Street Opera Block, residents will enjoy a diverse array of dining options, theater performances, music venues, bookstores, parks, the city library, YMCA, and a plethora of community events, for a dynamic urban experience. Previously part of a two-unit property that has been transformed into two separate condos, this home presents an exceptional chance for individuals seeking a versatile living space ideal for either working from home or commuting within the city, as well as to nearby hubs such as Concord and Boston. Embrace the convenience and excitement of downtown living while relishing the historical allure of a property infused with character, offering a harmonious blend of past charm and modern functionality. Don't miss this rare opportunity to own a piece of Manchester's rich history in a prime downtown location, where every amenity and attraction is within easy reach, enriching your daily life with culture, entertainment, and a vibrant sense of community. Unit B is in the rear of the building, but is accessed from the gated walkway on the left side of the building.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,507 | $1,507 | $1,960 |
Total Monthly Payment | $1,582 | $1,582 | $2,035 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.