Welcome to your dream home in the heart of South Setauket! This beautiful 4-bedroom, 1. 5-bathroom colonial offers the perfect blend of classic charm and modern convenience, nestled within the sought-after Three Village School District. Spacious Bedrooms: Four generously-sized bedrooms provide ample space for family and guests. Updated Kitchen: The recently updated kitchen boasts modern appliances, stylish cabinetry, and a convenient layout perfect for cooking and entertaining. Complete with quartz countertops, induction stovetop, double ovens, stainless appliances and a huge island. Inviting Living Room & Den: Enjoy cozy evenings in the inviting living room or relax in the separate den, ideal for a home office or family room. Outdoor Oasis: Step outside to your private in-ground pool, perfect for summer relaxation and entertaining. Ideal Location: Situated in the desirable South Setauket neighborhood, you'll have easy access to local amenities, parks, and excellent schools. Convenient commuting location, close to highways and train. Don't miss the opportunity to make this charming colonial your forever home! Home being sold AS IS
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,999 | $399,999 | $399,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $932 | $932 | $932 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,495 | $2,430 | $3,161 |
Total Monthly Payment | $3,502 | $3,437 | $4,168 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.