Welcome to 306 12th Avenue North, a charming bungalow located in the heart of St. Petersburg which is walkable to downtown! This delightful property offers 4 bedrooms and 2 bathrooms within its 1702 square feet of living space, situated on a generous 5606 square foot lot. The home boasts a detached garage, ample storage space. Step inside to discover a quaint picture of the past as this front porch is so adorably enclosed and thoughtfully updated interior, featuring a new HVAC system installed in 2020, ensuring year-round comfort. The main house exterior was freshly painted last year, enhancing its curb appeal. Step inside the adorable quaint, enclosed front porch of the front home and find the charm of the Old North East classic bungalows! Large living space and cute built-ins with interior laundry in the main home. The garage apartment has also been beautifully repainted and boasts new flooring, offering a versatile space for a guest. Enjoy the convenience of laundry with a washer and dryer included, as well as private outdoor space for relaxation and entertaining. This well-maintained residence also comes with the added benefit of being recently tented and a new hot water heater installed, ensuring peace of mind for its new owners. The location of this property is stellar as you can walk to get coffee or see a show in the evening or go biking down along North Shore Park along the Bay! Catch dinner at one of the fabulous restaurants on Beach Drive or a museum in St Petersburg's downtown! Close to I-275 for a short drive to Tampa's International Airport!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,090,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $872,000 | $872,000 | $872,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $924 | $924 | $924 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,584 | $5,656 | $7,656 |
Total Monthly Payment | $6,633 | $6,705 | $8,705 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.