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59 Sunset Terrace, Derby, VT, 05830 | $385,000
Quiet, lovely neighborhood, mountain views and amazing sunsets are just a part of what you will find with this great home in the border town of Derby Line. Known for the excellent elementary school and close to the famous Haskell Library and Opera House, this property boasts a nearly 2 acre lot, perfect for animals, kids, gardening and whatever other plans you might have for your outdoor life. You could also sell the . 68 extra building lot to help finance improvements. Featuring a large kitchen with custom cabinets, granite countertops, stainless steel appliances and a breakfast bar as well as big dining area that leads into a sitting room and a huge, recently remodeled family room with a pellet stove. There is another living room with a pellet stove as you enter the house from the mudroom and garage. There is a half bath downstairs also and a huge back deck! Upstairs are three bedrooms, (one is currently being used as a home office) a full bath with a new tub and shower, the primary bedroom also has a 3/4 bath with tiled shower. There are solar panels installed on the roof by Sun Run, lease will roll over to Buyers at $90 per month. The Sellers have done a lot of work to the property, including a new boiler in 2021, with many areas of the home remodeled and upgraded. The sewer line from the house to the street was replaced. New stainless steel liners added to the chimneys for the two pellet stoves. New hot water tank. Large unfinished basement for storage and expansion.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full / 1 three-quarter / 1 half
- Style: Colonial
- Year Built: 1965
- Garage: 1-car Garage
- Heating: Baseboard,Hot Air,Hot Water,Multi Zone,Stove - Pellet
- Cooling: None
- Basement: Concrete,Concrete Floor,Stairs - Interior,Unfinished
- Approx Sq. Feet: 2,208
- Acreage: 1.8
- Est. Taxes: $4,932
- Lot Desc: Corner,Landscaped,Level,Mountain View,Open,Sloping,View
- Elem. School: Derby Elementary
- Middle School: North Country Junior High
- High School: North Country Union High Sch
- School District: Derby School District
- MLS#: 5007336
- Website: https://www.raveis.com
/prop/5007336/59sunsetterrace_derby_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 9/19/2024Listing courtesy of Jim Campbell Real Estate Phone: 802-334-3400
Listing Agent: Kerry Wevurski
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NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
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59 Sunset Terrace, Derby, VT, 05830
$385,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
| Monthly Tax Payment | $411 | $411 | $411 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,871 | $1,845 | $2,434 |
| Total Monthly Payment | $2,357 | $2,331 | $2,920 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484