13 Smoke Tree PLACE, Palm Coast, FL, 32164 | $435,000

Welcome to your dream home! This stunning 3 bedroom with a bonus room and 2 bath residence built in 2019. Not only is everything very well maintained, so it will be low maintenance, but the electric bill will be low as well, with a complete home Solar System. This home comes with clean solar technology with a Solar System which helps lower the electricity cost at the end of the month and it is better for our environment. The cost of the solar panels is included in the price of the house and will be paid off at closing. This spacious home is located in a cul-de-sac and features new luxury vinyl plank (LVP) flooring throughout, with cozy carpet in the bedrooms for added comfort. The modern kitchen is equipped with 42" cabinets, stainless steel appliances, a double oven with one being a convection, as well as, with a countertop stove, and lets not forget a whole house water filter system. Enjoy endless summer fun with the above-ground pool (4 years old) out back, fully fenced yard with vinyl fencing, an extended patio to add room for a fire pit or just hanging out, screened in patio area and the efficiency of solar panels, as well as gutters. The garage includes a utility sink, and the laundry room is enhanced with cabinets for extra storage. With three spacious bedrooms, two pristine baths, and a versatile flex room, this home offers the perfect blend of style and functionality.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Contemporary
  • Year Built: 2019
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,990
  • Acreage: 0.23
  • Est. Taxes: $3,710
  • Middle School: Buddy Taylor Middle
  • High School: Flagler-Palm Coast High
  • Pool: Above Ground
  • Appliances: Built-In Oven, Convection Oven, Dishwasher, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Water Filtration System
  • MLS#: FC302630
  • Days on Market: 64 days
  • Website: https://www.raveis.com
    /prop/FC302630/13smoketreeplace_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/5/2024 11:32:07 PM)
Listing courtesy of EAZ Realty LLC   Phone: 386-585-4833

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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13 Smoke Tree PLACE, Palm Coast, FL, 32164

$435,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $348,000 $348,000 $348,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.563% 7.159% 6.276%
Monthly Tax Payment $309 $309 $309
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,315 $2,313 $2,935
Total Monthly Payment $2,699 $2,697 $3,319

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.