Welcome to your dream home! This stunning 3 bedroom with a bonus room and 2 bath residence built in 2019. Not only is everything very well maintained, so it will be low maintenance, but the electric bill will be low as well, with a complete home Solar System. This home comes with clean solar technology with a Solar System which helps lower the electricity cost at the end of the month and it is better for our environment. The cost of the solar panels is included in the price of the house and will be paid off at closing. This spacious home is located in a cul-de-sac and features new luxury vinyl plank (LVP) flooring throughout, with cozy carpet in the bedrooms for added comfort. The modern kitchen is equipped with 42" cabinets, stainless steel appliances, a double oven with one being a convection, as well as, with a countertop stove, and lets not forget a whole house water filter system. Enjoy endless summer fun with the above-ground pool (4 years old) out back, fully fenced yard with vinyl fencing, an extended patio to add room for a fire pit or just hanging out, screened in patio area and the efficiency of solar panels, as well as gutters. The garage includes a utility sink, and the laundry room is enhanced with cabinets for extra storage. With three spacious bedrooms, two pristine baths, and a versatile flex room, this home offers the perfect blend of style and functionality.
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Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $309 | $309 | $309 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,315 | $2,313 | $2,984 |
Total Monthly Payment | $2,699 | $2,697 | $3,368 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.