FREE HOME WARRANTY-CLEAN 4 POINT AND WIND MIT ATTACHED TO MLS- Welcome to your new home in beautiful St. Petersburg, Florida! This delightful 2-bedroom, 1-bathroom home is the epitome of move-in ready, with all the modern upgrades you need for comfortable living. From the moment you arrive, you'll notice the 2024 BRAND NEW ROOF that promises durability and longevity. Step inside to be greeted by a bright and airy living space, featuring 2024 BRAND NEW VINYL WATERPROOF FLOORS that flow seamlessly throughout the home. Stay cool year-round with the 2024 BRAND NEW AC system AND DUCTS, ensuring comfort in every season. Also a NEWER WASHER AND DRYER in the Laundry room with additional shelving and storage as well as a BRAND NEW 2024 WATER HEATER! The kitchen is a true showstopper, boasting 2024 BRAND NEW GRANITE COUNTERTOPS and 2024 BRAND NEW STAINLESS STEEL KITCHEN APPLIANCES, including a 2024 BRAND NEW FRIDGE, 2024 STOVE, and 2024 MICROWAVE. Whether you're a seasoned chef or just love to cook, this kitchen will meet all your needs. The bathroom has been FULLY RENOVATED, offering a sleek and modern design, complete with a 2024 SMART SWITCH. You'll also find ALL 2024 BRAND NEW DOOR HANDLES, and the front door features a 2024 CODE DOOR LOCK for added convenience. The home boasts ALL NEW INTERIOR AND EXTERIOR PAINT, providing a fresh and inviting atmosphere. Enjoy the convenience of an ENCLOSED PORCH with 2024 BRAND NEW SCREEN and BRAND NEW PORCH FURNITURE (INCLUDED IN THE SALE), a LAUNDRY ROOM ATTACHED with 2024 BRAND NEW WASHER AND DRYER, and the CARPORT FOR 1 offers covered parking. Additional upgrades include ALL 2024 BRAND NEW FANS with 2024 SMART REMOTES, a 2024 BRAND NEW SLIDING DOOR, and 2024 BRAND NEW WINDOWS AND BLINDS. The living space is beautifully enhanced with 2024 BAMBOO STRAW LIGHT FIXTURES, and the kitchen island is MOVABLE ON WHEELS, allowing for flexible use of space. You'll also appreciate the ample STORAGE SPACE in the closet and a BRAND NEW 2024 ELECTRICAL PANEL. Conveniently located just 15 minutes from downtown St. Petersburg, you'll enjoy easy access to all the dining, shopping, and entertainment the city has to offer. For those who love the outdoors, you'll be thrilled to know that SIRMONS LAKE PARK is just 2 minutes away, GLADDEN PARK is only 4 minutes away, VINOY PARK is 11 minutes away, and TREASURE ISLAND BEACH is a quick 18-minute drive. This home truly has it all and is ready for you to move in and make it your own. Don't miss out on this fantastic opportunity to own a piece of paradise in St. Petersburg. Schedule your showing today and start living the Florida dream! WONT LAST LONG
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,120 | $263,120 | $263,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $245 | $245 | $245 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,599 | $1,599 | $2,079 |
Total Monthly Payment | $1,919 | $1,919 | $2,399 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.