3081 Stratford LANE, Mount Dora, FL, 32757 | $429,000

Assumable* 4. 75% VA loan! Mount Dora Pool Home now Available. . . Amazing Location in the Highly sought after Village Grove Community! Located close to Everything. Welcome to 3081 W Stratford Lane. This home features 1915 square feet with 4 bedrooms, 2 bathrooms, 2 car garage and an Inground Saltwater Pool. As you pull up to the home you immediately notice to the oversized lot that is beautifully landscaped and an expanded driveway for lots of space for easy parking. The backyard is fenced in and features an inground saltwater pool with spa, a screened in lanai perfect for entertaining family and friends and a detached storage shed. The pool is 10 feet deep, pool liner is just one-year new, pool walls were reinforced same time as liner replacement, and the diving board is something you do not get see very often. The yard offers plenty of space to run around and a really cool burn pit as well to enjoy. As you enter the home into the foyer you are greeted with a large living room and the 2-sided coral stone fireplace that opens up to the living room and the formal dining room. . . Love this! The Living room also offers vaulted ceilings and large windows to allow lots of natural lighting. The Formal dining room and kitchen combination is perfect for family time and entertaining and is truly the heart of the home. The Kitchen has beautiful real wood cabinetry that offers tons of storage space, granite countertops and Stainless-Steel Appliances. The large island offers additional storage space and a breakfast bar with additional seating. The Primary Suite offers Pergo waterproof laminate floors, vaulted ceilings and 2 closets. The en-suite primary bathroom offers a stand-up shower, a large vanity and an additional closet for more storage. The additional 3 bedrooms are located on the opposite side of the home. All 3 rooms feature built in closets, ceiling fans and Pergo waterproof laminate flooring. Currently one room is used as an office. The sizeable 2nd bathroom has a shower with tub, a large vanity and an exterior door leading out to the lanai - so no tracking wet feet into the home from the pool. This home is the only one in the neighborhood that has natural gas and a well for irrigation. Roof 2015. Do not miss your chance to call this beauty Home! Schedule your appointment today for a Private Tour. All information recorded in the MLS is intended to be accurate however, it should be independently verified by buyer and their agent. Virtual Tour link: https: //media. theflashbackphoto. com/videos/0190f94d-247c-736b-8d46-a40f82306d4e *VA loan is Assumable - but Must qualify and terms apply. Call for more details

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 66 x 111 x 141 x 163
  • Laundry: In Garage
  • Style: Ranch
  • Year Built: 1978
  • Garage: 2-car Driveway, Garage Door Opener, Parking Pad
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,915
  • Acreage: 0.29
  • Lot Size: 66 x 111 x 141 x 163
  • Est. Taxes: $3,361
  • HOA Fee: $387 Annually
  • Lot Desc: Corner Lot, City Lot, Near Public Transit, Sidewalk
  • Elem. School: Triangle Elem
  • Middle School: Mount Dora Middle
  • High School: Mount Dora High
  • Pool: Diving Board, In Ground, Lighting, Pool Sweep, Salt Water, Vinyl
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator
  • MLS#: G5085180
  • Days on Market: 29 days
  • Website: https://www.raveis.com
    /prop/G5085180/3081stratfordlane_mountdora_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/20/2024 1:38:56 PM)
Listing courtesy of HARRISON REAL PROPERTY GROUP   Phone: 407-741-3547

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3081 Stratford LANE, Mount Dora, FL, 32757

$429,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $343,200 $343,200 $343,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $280 $280 $280
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,085 $2,085 $2,712
Total Monthly Payment $2,440 $2,440 $3,067

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.