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31 Croft Lane, Smithtown, NY, 11787 | $1,100,000
This stunning four bedroom home in the Smithtown School District offers a perfect blend of elegance and functionality. Nestled on a horse property with direct access into Blydenburgh Park riding trails, this home is a dream for equestrian enthusiasts. The property features four spacious bedrooms including a master suite with a Juliet balcony overlooking the serene yard. Cozy evenings can be enjoyed by the fireplaces in the primary suite and formal dining room, as well as the wood-burning stove in the living room. The kitchen is equipped with stainless steel appliances, double oven and warming trays. A family room and a large mudroom provide ample space for everyday living. The home also includes a full partially finished basement with both inside and outside access. Main laundry is located on the second floor. Additional amenities include a 2 car attached garage and a circular driveway. The property is fully fenced including the front yard, ensuring privacy and security. The beautifully landscaped grounds feature two gazebos and a pond. For horse lovers the property boasts a 4 stall barn, paddocks and a riding ring. The roof and heating system were updated as part of a comprehensive renovation in 2005. The home features hardwood floors and laminate floors and is freshly painted with new laminate flooring in 3 bedrooms. This property combines luxury living with the tranquility of nature in the sought after Smithtown school district. Don't miss the opportunity to own this exceptional house. Taxes are being grieved and expected to go down significantly.
Features
- Rooms: 10
- Bedrooms: 4
- Baths: 3 full
- Style: Two Story
- Year Built: 1965
- Garage: 2-car Attached
- Heating: Oil, Forced Air
- Cooling: Central Air
- Basement: Bilco Door(s), Full, Partially Finished
- Acreage: 1.42
- Est. Taxes: $29,250
- Lot Desc: Borders State Land
- Elem. School: Accompsett Elementary School
- Middle School: Accompsett Middle School
- High School: Smithtown High School-West
- School District: Smithtown
- Appliances: Cooktop, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
- MLS#: 3568980
- Days on Market: 114 days
- Website: https://www.raveis.com
/eprop/3568980/31croftlane_smithtown_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
31 Croft Lane, Smithtown, NY, 11787
$1,100,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $880,000 | $880,000 | $880,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
| Monthly Tax Payment | $2,438 | $2,438 | $2,438 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,928 | $5,347 | $7,249 |
| Total Monthly Payment | $7,491 | $7,910 | $9,812 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535