One or more photo(s) has been virtually staged. SELLER WILL CONTRIBUTE $10, 000 TOWARDS BUYER'S CLOSING COSTS/ RATE BUY DOWN WITH A FULL PRICE OFFER. Exclusive offer on financing through NextMortgage. Are you looking for new construction but don't have time to wait? Then, this is it! Eligible for USDA financing! The house sits on a . 32-acre, corner lot and provides over 1300 square feet of living space with 3-bedrooms and 2- bathrooms. This home features a split bedroom plan, open floorplan, vaulted ceiling in the main area, granite countertops in the kitchen and bathrooms, a kitchen island, dining nook in the kitchen, pantry closet, Low-E Windows to help lower your energy bills and sliding doors out to the concrete patio. The bathrooms have a stylish tiled tub wall that goes all the way to the ceiling! There is tile flooring throughout the entire home, and no carpet! Accent doors give a neutral pop of color and style to the interior of the home. Laundry day will be more enjoyable with your interior laundry room. Located just 1 mile away from De Leon Springs State Park where you can enjoy swimming and breakfast at the popular Old Sugar Mill Pancake House. Less than 20 minutes from Downtown Deland, less than an hour from Daytona Beach, Ormond Beach, and New Smyrna Beach! Reserve your appointment today to tour this beautiful home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $26 | $26 | $26 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,836 | $1,834 | $2,366 |
Total Monthly Payment | $1,937 | $1,935 | $2,467 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.