Under contract-accepting backup offers. Here is your peaceful and private sanctuary nestled on a picturesque brick street in the much-desired Stetson neighborhood of Gulfport! High and dry fortress through two recent hurricanes! Don’t miss your opportunity to own a charming home located on an oversized corner lot which includes your own fruit-bearing lychee tree, a large cottage (extra 347 square feet) and is only a few blocks from the Pinellas Trail. As you approach this home you’ll be amazed by the dog-friendly outdoor yard space which includes a private courtyard area and several different fenced-in areas around the entire property. The existing well and extensive irrigation system allow a new buyer to build their own tropical oasis. The main home is of block construction and features a ton of original character including a working fireplace, solid wood floors, a completely updated bathroom, and a kitchen with newer cabinets, countertops, and appliances. The air-conditioned cottage includes a bathroom with shower and laundry facilities. The cottage would make a great space for an art studio, a private office, or a private bedroom for your house guests. The roof has recently been replaced on both the main home and the cottage. Other standout features include covered parking in the back, a large circle driveway with secured parking in the front, and plenty of room to park your boat on the property. If you are looking to live in the vibrant creative community of Gulfport — this is the home for you! You’ll be minutes to downtown Gulfport on the higher elevation of Stetson neighborhood near the university with great restaurants and coffee shops, unique shops, a weekly farmer’s market, public access to the beach for lounging in the sun, a kayak, paddle, or boat launch, tennis, volleyball courts, and a waterfront pier. This property is centrally located allowing for only 15 minutes to downtown St. Petersburg, St. Pete Beach, Treasure Island, and Pass-a-Grille. The home is in flood zone X and does not require flood insurance at this time. No history of any flooding. Less than 25 minutes away from two airports — St. Pete / Clearwater Airport and Tampa International Airport. The location does not get any better. Schedule your showing today to see this quintessential Gulfport home!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,200 | $335,200 | $335,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $324 | $324 | $324 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,230 | $2,228 | $2,827 |
Total Monthly Payment | $2,629 | $2,627 | $3,226 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.