Seller is motivated and open to reasonable offers. WELCOME to your new “HOME SWEET HOME” located in the MOUNT VERNON VILLAS in the desirable VILLAGE of LIBERTY PARK, which includes the unmatched VILLAGES LIFESTYLE! This well maintained, CABOT COVE Patio Villa w/ 2 BR/ 2 BA/ 1. 5 Car Garage checks all of the boxes w/ a CENTRAL LOCATION between CR 466 & 466A and numerous UPGRADES already completed! Enjoy the REAR PRIVACY w/ NO HOMES BEHIND, a LOW BOND of ~$2950, and MOVE IN READY status w/ a PARTIAL FURNITURE PACKAGE included! As you approach this villa, you will immediately notice the attractive CURB APPEAL featuring an ARCH SHINGLE ROOF (2021), MATURE LANDSCAPING w/ refreshed ROCK FILLED beds, a SCREEN ENCLOSED LANAI, and a colorful & welcoming front door. Step inside this charming abode to find spacious CATHEDRAL CEILINGS which add to the open & airy ambiance, FRENCH DOORS (w/ built in blinds!) lead to the side patio & illuminate the main living area w/ NATURAL LIGHT. Beautiful WOOD LAMINATE floors flow throughout except for TILE FLOORS in the wet areas. The KITCHEN features WOOD CABINETS w/ PULL OUTS, gleaming GRANITE COUNTERTOPS, SS double basin sink w/ a pull down faucet, and PENDANT LIGHTING over the pony breakfast bar. Enjoy the convenience of newer SAMSUNG STAINLESS STEEL APPLIANCES (2019), including a French Door Refrigerator, Dishwasher, Microwave, & a GAS RANGE. Adjacent to the kitchen is an INDOOR LAUNDRY ROOM w/ a washer, GAS DRYER, and a large CLOSET PANTRY. Down the hallway leading to the back of the villa, you will find a linen closet, Bathroom #2, & both bedrooms. The PRIMARY BEDROOM (on R) features a half cathedral ceiling, ample space for king-sized furniture, a large WALK-IN CLOSET, & an ENSUITE BATHROOM. The ENSUITE has matching GRANITE COUNTERTOPS w/ stylish rectangular sink. A comfort height toilet & WALK-IN SHOWER are tucked behind a pocket door for privacy. Bedroom #2 (on L) sports a sizable closet w/ 6 panel sliding closet doors. Add’l updates include: Updated ceiling fans & lighting fixtures, GAS HWH (2019), additional shelving & utility tub in garage, irrigation system, & gutters/downspouts. In 2024, the Seller has made significant investments, including a BRAND NEW HVAC, epoxy finish on the garage floor, & new garage door springs. This villa’s location is superb, being only 7 minutes from Lake Sumter Landing & 11 mins from Brownwood, both popular spots offering FREE NIGHTLY entertainment & opportunities to dance the night away if desired! Also, all of your everyday conveniences are easily accessible to the COMMERCIAL CORRIDORS of CR 466 (~12 mins) & CR 466A (~9 mins). Your PO Box is only 2 minutes away from your front door! The Villages Lifestyle amenities are very close by w/ the Seabreeze Regional Rec Center (4 mins), as well as Poinciana (3 mins), Allamanda (3 mins), & Liberty Park (2 mins) Neighborhood Rec Centers. If golfing is your passion, you can enjoy complimentary golf year round at ANY of the 41 Executive courses in The Villages. Championship golf is nearby at Palmer Legends & Cane Garden courses. Whatever hobbies you want to pursue, you can find in the 2500+ special interest groups of The Villages. Make this next chapter of your life a memorable & exceptional one w/ new social opportunities & top notch leisure activities. Don’t miss this excellent opportunity to own your “SLICE OF PARADISE” & embrace the exceptional retirement lifestyle The Villages has to offer! Call now!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,920 | $247,920 | $247,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $268 | $268 | $268 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,649 | $1,648 | $2,126 |
Total Monthly Payment | $1,992 | $1,991 | $2,469 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.