Buyer's Financing fell through. Don't miss this opportunity! Welcome to this wonderful home in the Geneva neighborhood of North Providence. Close to shopping, dining, parks, and recreation, this solid home is surrounded by other well kept homes and has been owned by 1 family since it was built in 1959. It features 3 levels of living with open kitchen/dining room, living room on main level, a full bath and 3 beds on level 2, and a lower level with additional finished space great for an office or family room. The lower level also includes a half bath and garage. There is an additional lower level with more space to possibly finish with laundry and a utility room. This is a great home that offers significant sweat equity opportunities. Level 1 & 2 offer well kept hardwood floors that shine with a large living room and good size bedrooms. Bath and kitchen are operational but could use updating. The lower level offers a great space for an office with great natural light. The exterior is maintenance free with vinyl windows, roof is approx 10 yrs old, large deck, and large bordered back yard that abuts Fruit Hill Reservoir. The yard also includes a spacious a shed to house for all of your outdoor equipment needs. Don't miss this wonderful home!
Contact me today for your private showing.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Cedar Closet(s), Flooring - Hardwood, Lighting - Overhead | 11.5 x 11.5 | Second |
Bedroom 3 | Cedar Closet(s), Flooring - Hardwood, Lighting - Overhead | 10.5 x 11.0 | Second |
Dining Room | Flooring - Vinyl, Deck - Exterior, Exterior Access, Slider, Lighting - Overhead | 11.0 x 12.5 | First |
Kitchen | Flooring - Vinyl, Countertops - Paper Based | 12.5 x 13.0 | Main,First |
Living Room | Flooring - Hardwood, Window(s) - Picture | 12.0 x 24.0 | First |
Master Bedroom | Cedar Closet(s), Flooring - Hardwood, Lighting - Overhead | 12.0 x 14.5 | Second |
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,920 | $339,920 | $339,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $421 | $421 | $421 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,233 | $2,867 |
Total Monthly Payment | $2,758 | $2,729 | $3,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.