This charming 4-bedroom, 2. 5-bathroom ranch-style home offers a perfect blend of comfort and functionality. The main floor features an open-concept design with beautiful hardwood floors throughout, creating a warm and inviting atmosphere. The kitchen, complete with a central island and skylight, seamlessly flows into the adjacent dining room, which boasts a cozy fireplace. The spacious living room is highlighted by a wood stove and a bay window that allows for ample natural light. The main floor also includes a full and half bath and three generously sized bedrooms, including the Primary bedroom. The finished lower level expands the living space, offering a large family room, an additional full bath and a versatile office that can easily serve as a fourth bedroom or guest room. Heating is efficiently managed with natural gas. The property also includes a 2-car garage, a fully fenced-in yard adorned with beautiful flower gardens, and a huge front deck perfect for outdoor relaxation. The septic system was installed in 2007, ensuring modern functionality. This home combines the best of indoor and outdoor living, making it an ideal choice for those seeking both style and practicality. Schedule today!
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | Main |
Bedroom 2 | Wall/Wall Carpet | Main |
Dining Room | Fireplace,Hardwood Floor | Main |
Family Room | Wall/Wall Carpet | Lower |
Full Bath | Tub w/Shower,Tile Floor | Main |
Full Bath | Tub w/Shower | Lower |
Half Bath | Main | |
Kitchen | Skylight,Beams,Double-Sink,Island,Pantry,Hardwood Floor | Main |
Living Room | Bay/Bow Window,Vaulted Ceiling,Ceiling Fan,Wood Stove,Tile Floor | Main |
Other | Wall/Wall Carpet | Lower |
Primary Bedroom | Ceiling Fan,Wall/Wall Carpet | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.305.7387
Mark.Greene@raveis.com
NMLS Mortgage Loan Originator ID 115078
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $608 | $608 | $608 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,991 | $1,939 | $2,523 |
Total Monthly Payment | $2,674 | $2,622 | $3,206 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.