This cape cod is WAY above average. For starters, you have a fully renovated interior expanding 1, 800+ Sq Ft with hardwood & tile floors throughout the main and upper levels. The kitchen offers brand-new stainless steel appliances, white shaker cabinets with crown molding, and white quartz countertops. A spacious dining room/living area equipped with a quartz breakfast nook leaves plenty of room to eat with the entire family and guests. Four spacious bedrooms and Two full baths ensure everyone living in the house has their own space and privacy. The finished basement with brand-new Vinyl plank floors offers additional family or game room space for the family! The entire house offers central AC and radiator heating to maximize comfort all year round. Going outside, check out the concrete wrap-around porch in the rear for lounging, looking over your huge cleared & level yard with an in-ground pool & pool house for all your summertime entertainment events! With Solar panels already equipped you will be saving good money on your electric bills with the AC & Pool-this one you DO NOT want to miss. SELLERS ARE OFFERING A 2-1 BUYDOWN OPTION, PROVIDING A REDUCED INTEREST RATE FOR THE FIRST 2 YEARS TO HELP LOWER YOUR INITIAL MONTHLY PAYMENTS. CALL THE LISTING AGENT TO DISCUSS.
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Upper |
Bedroom 3 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,120 | $351,120 | $351,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $543 | $543 | $543 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,334 | $3,011 |
Total Monthly Payment | $3,013 | $2,952 | $3,629 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.