Introducing a delightful one-bedroom co-op apartment situated in a well-maintained elevator building, offering both comfort and convenience. This unit is part of a community that includes a laundry room and a serene courtyard, providing residents with essential amenities for modern living. The maintenance fees for this co-op cover a variety of essential services, including electricity, gas, heat, and hot water, making it easier to manage monthly expenses. Please note that air conditioning costs are billed separately. This structure allows residents to enjoy a hassle-free living experience without the burden of fluctuating utility bills. The building is ideally located in close proximity to reputable schools, public transportation options, shopping centers, and major highways. This accessibility ensures that residents can effortlessly navigate their daily commutes and enjoy all that the surrounding area has to offer. Additionally, this co-op is pet-friendly, welcoming furry companions and making it a great choice for pet owners. It is important to highlight that this cooperative has a policy that requires the unit to be the primary residence of the buyer; rentals or subletting are not permitted. This policy fosters a strong sense of community among residents and contributes to the overall stability and well-being of the building. With its prime location, comprehensive maintenance package, and PET-friendly policy, this one-bedroom co-op apartment presents a fantastic opportunity for those looking to establish a home in a vibrant and supportive community. Don't miss out on the chance to make this charming space your own!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $156,000 | $156,000 | $156,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,077 | $1,037 | $1,316 |
Total Monthly Payment | $1,152 | $1,112 | $1,391 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.