Welcome to this 4 bedroom 3 bathroom 2 car garage POOL home in the desirable community of Lake Padgett. This is not your cutter cutter Florida home but is perfect for those with a sense of style! Situated on an over 1/2 Acre lot with water views of East lake and across from a sprawling community park with boat ramp. With a long driveway with room for many cars, you will love this home as you walk up to the main entrance with a beautiful paver patio space to sit and enjoy your surroundings. Entering the double doors, to your left there is a formal living room and dining area. To your right is a hallway dividing 2 bedrooms and the first guest bathroom. Each of the bedrooms have their own mini spit AC unites, so feel free to make your bedroom ice cold! The bathroom has been refreshed with newer vanity and tub and tile finishing. You can also walk straight forward to go into the spectacular family room with wood burning fireplace, stone accent wall and beamed cathedral ceilings. Beyond the family room is the 3rd guess bedroom with dedicated bathroom to make a great guest suite for visitors. This room is large and spacious and also has its own mini split AC unit. Going back to the family room you will find doors out to the pool area. As well there is an updated Open kitchen with dual pantries, Glass Tile Backsplash, Gray Brick Accent Walls, Butcher Block Countertops, Deep Basin Stainless Sink, and Upgraded Appliances. The primary suite has a large and spacious bedroom with french doors to the pool area and a large walk in closet. The primary bathroom has also been refreshed with a large soaking tub, dual vanities and a seperate shower. This home has SO much to offer because there is also a separate huge flex room that is just beyond the laundry room. This room has a seperate entrance and can be used as an office, workout room, craft room or anything you can imagine! Going to the back of the home is a large Covered & Screened Lanai Perfect for Outdoor Entertaining and Enjoying the Pool. EXTRAS include: In Ceiling Multi-Zone Surround Sound, Ceiling Fans, Water Heater 2022 - Ac 2018 - Roof 2015 - Updated Electrical 2018 - Pool and Pool Deck Resurfaced 2017 -NO FLOOD INSURANCE REQUIRED. NO CDD Fees and Optional HOA $25/year. Lake Padgett is a unique equestrian and boating community located in Pasco County. Residents have access to 3 ski lakes, 1 fishing lake, playgrounds, and a horse stable. Lake Padgett is also a golf cart friendly community. Zoned for Great Schools, while being conveniently located to the Veteran's Expressway, I-275, and I-75. Schedule your private showing today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $688 | $688 | $688 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,148 | $4,041 |
Total Monthly Payment | $3,968 | $3,928 | $4,821 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.