NEW ROOF OCT 10, 2024!!! Home Features: Inviting open floor plan for entertaining. Extra large and spacious kitchen where everyone will congregate around the long kitchen island. Acacia hardwood floors are simply stunning and provide a warm glowing hue from the light of the two ceiling skylights on sunny days. With an ample open floor plan there is plenty of provided separation for a formal dining area, and a comfortable relaxed living area as well. There is even extra room for a writing desk or small office space. You will NOT be able to resist heading straight to the backyard as well. A dark feature wall around the windows and french doors draws your eye to the tropical landscaping you simply can not unsee. Outside is a covered patio, kitchen / hot tub area (elec hook up/ no tub), a sunning area, and an amazing circle firepit all in pavered hardscape. The firepit sits among a natural circle of palms, something almost sacred when the fire is lit. The yard is fully fenced and there is still room for a lagoon pool without destroying the palm tree circle. Lot size is 75X150. There is a hot water outside shower for rinsing off after a day on the beach and a separate 200 sq ft bungalow formerly used as a guest house, office, and yoga studio. The three bedrooms inside, each with their own bathroom, fit a king bed easily. Split rooms, all private. The primary bedroom has a large walk-in closet. Parking boasts approx - 50 ft driveway with extra off street parking. Walking distance to the beach access ramp (a non driving sea shoreline) making it safer for families and children. There are two neighborhood boat ramps for small shallow watercraft navigable to ICW. Quiet community, low traffic. Optional civic association with a clubhouse. AC 2020, upgraded elec panel, hot tub hook up, some new appliances, high impact windows, fully remodeled.
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Our Executive Mortgage Banker:
Our Insurance Division:
$880,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $704,000 | $704,000 | $704,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $297 | $297 | $297 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,508 | $4,566 | $6,181 |
Total Monthly Payment | $4,897 | $4,955 | $6,570 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.