Your Dream Home Awaits in the Popular Clarkstown Hamlet of Bardonia! This magnificent 3000 sq ft center hall colonial boasts 5 bedrooms, 5 bathrooms (3 full and 2 half), and an additional 1100 sq ft finished lower level. Upon entry, the spacious foyer is filled with granite tiles and opens to the formal dining room and formal living room, both filled with stunning hardwood floors. The main level features an open family room perfect for gatherings. The kitchen, truly the heart of the home, is equipped with granite countertops, ample cabinetry, stainless steel appliances, a pantry, and a large eating area. A conveniently located half bathroom is just off the kitchen. A special feature of this home is the unique flex space offers privacy, making it ideal for a home office, in-law suite, or more. This space includes a spacious bedroom with a wall of closets, an ensuite new bathroom with a walk-in shower, and its own exterior entrance for added convenience. The main level also includes a one-car garage. The upper level showcases beautiful hardwood flooring throughout. The expansive primary ensuite spans the entire width of the home and features a large bedroom, a walk-in closet, and a private, updated bathroom. The other three bedrooms are also large in size and offer ample closet space. The newly remodeled hall bathroom boasts modern design elements and includes a marble double vanity. The fantastic lower level has been finished with stylish tile flooring and freshly painted walls. It includes a modern half bathroom and offers versatile space suitable for various uses such as a living area, exercise room, crafting nook, playroom, and media room. Multiple closets, including two walk-in closets and a large laundry room with a slop sink, line the perimeters of this space. Additionally, there is an exterior entrance/exit to the lower level. The backyard is a private oasis with a covered patio accessible from the kitchen sliders, surrounded by a wall of evergreens for added privacy perfect for entertaining or relaxing. Nestled on a quiet street, this home is ideally located close to major transportation routes, schools, shops, and more. It falls within the highly regarded Clarkstown School District, including Bardonia Elementary and Clarkstown South High School.
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Our Executive Mortgage Banker:
Our Insurance Division:
$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $1,690 | $1,690 | $1,690 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,758 | $4,141 | $5,766 |
Total Monthly Payment | $5,540 | $5,923 | $7,548 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.