Welcome to this charming and well-maintained bungalow-style home. The freshly painted interior and the large front porch add to its appeal. The spacious living room with plenty of natural light and wide-planked pine floors are wonderful features, while the eat-in kitchen/dining area, laundry room and bathrooms having tile flooring adds a nice contrast. Located off the kitchen is an enclosed porch/sunroom overlooking the large, fully fenced backyard, perfect for relaxing and entertaining. There is one bedroom on the first floor and the primary bedroom with half bath and third bedroom on the second floor. The property also includes a detached two-car garage with ample parking space. This home boasts many improvements within the last five years: replaced hot water heater (2024); new chimney liner and cap (2023); replaced roof and installed solar panels (2022); replaced furnace (2019-2020); and switched to natural gas (2019). Move-in ready. Being sold As-Is. ***MULTIPLE OFFERS. HIGHEST AND BEST DUE 8/7/24 BY 12PM***
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wide Board Floor | 10.0 x 17.0 | Upper |
Bedroom 2 | Wide Board Floor | 11.0 x 9.0 | Main |
Eat-In Kitchen | Dining Area,Double-Sink,Tile Floor | 17.0 x 20.0 | Main |
Full Bath | Double-Sink,Tub w/Shower | 10.0 x 13.0 | Main |
Living Room | Ceiling Fan,Wide Board Floor | 12.0 x 19.0 | Main |
Primary Bedroom | Half Bath,Wide Board Floor | 17.0 x 13.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $230,480 | $230,480 | $230,480 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $379 | $379 | $379 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,400 | $1,400 | $1,821 |
Total Monthly Payment | $1,854 | $1,854 | $2,275 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.