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31-35 Calico Lane, Highland Mills (Cornwall), NY, 10930 | $415,000
Opportunity knocks MULTI-FAMILY in Cornwall School District! Discover your dream property nestled on over 4 lush acres, offering not just ONE, but TWO charming residences. As you venture down a secluded private road, you'll be greeted by the primary home (31 Calico) a cozy ranch that exudes warmth and comfort. Picture yourself relaxing in the spacious living room, where a crackling fireplace adds a touch of rustic charm. The sizable kitchen is perfect for culinary adventures, while two inviting bedrooms and a full bath complete this haven of tranquility. All the heavy lifting and maintenance have been done for you, with a new roof, septic system, oil tanks, newer well pump, and a UV water filter in the primary home. But that's not all! Just a stone's throw away lies a sweet Snow White cottage (35 Calico) a blank canvas brimming with potential. With 420 square feet, one bedroom, and one bath, this cottage is down to the studs, ready for your creative touch. Whether you envision it as a rental income opportunity, a serene studio space, or a guest retreat, the possibilities are endless. The cottage is sold as-is, offering a unique opportunity to customize it to your liking. Surrounded by a canopy of lush greenery and the soothing sounds of nature, this property offers unparalleled privacy. It's a sanctuary for those seeking solace, creativity, and the perfect balance between convenience and seclusion. Don't miss the chance to own this unique property in Cornwall School District, and just 15 minutes to NYS thruway your private oasis awaits!
Features
- Town: Highland Mills
- Bedrooms: 3
- Baths: 2 full
- Units: 2
- Style: Ranch, Cottage
- Year Built: 1936
- Heating: Oil, Propane, Baseboard
- Cooling: None
- Basement: Unfinished, Walk-Out Access
- Approx Sq. Feet: 1,571
- Acreage: 4.4
- Est. Taxes: $10,800
- Lot Desc: Level, Private
- View: Panoramic
- Water Front: Yes
- Elem. School: Lee Road School
- Middle School: Cornwall Middle School
- High School: Cornwall Central High School
- School District: Cornwall
- MLS#: H6320194
- Days on Market: 66 days
- Website: https://www.raveis.com
/prop/H6320194/3135calicolane_highlandmills_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
31-35 Calico Lane, Highland Mills (Cornwall), NY, 10930
$415,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | $900 | $900 | $900 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,265 | $2,207 | $2,800 |
| Total Monthly Payment | $3,240 | $3,182 | $3,775 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535