Under contract-accepting backup offers. One or more photo(s) has been virtually staged. **FINAL FINAL FINAL PRICE REDUCTION!** SELLER IS WILLING TO NEGOTIATE UP $10K DOLLARS IN CONCESSIONS TO BUYER , TO BE USED FOR IMPROVEMENTS/UPGRADES THAT WILL BE COMPLETED PRIOR TO CLOSING!!!!!!! This Beautiful, owner WELL maintained and upgraded 4 Bedroom, 3 Bathroom home is located in BENT TREE, A HIGHLY DESIRED COMMUNITY which is a hidden gem! This community features LARGE MATURE TREES, ROLLING HILLS, SIDE WALKS, and EASY ACCESS to SHOPPING and DINING and ACCESS TO THE LAKES within minutes away! This Home sits on a 13, 007 SqFt CORNER LOT with 2 SCREENED IN LANAIS. With nearly 2, 900 sq. ft of living space, this home features a GRAND FOYER leading to the LIVING AND DINING ROOM. As you enter you will notice the NATURAL LIGHT through the DOUBLE PANEL SLIDERS in the LIVING ROOM, which leads to the FRONT SCREENED IN LANAI, to the New Fenced in yard, offering privacy and pavers surrounding the fire pit for your enjoyment! The great room and kitchen are the HEART OF THE HOME. The OPEN CONCEPT KITCHEN features GRANITE COUNTERTOPS, STAGGERED CABINETS WITH CROWN MOLDING, DECORATIVE BACKSPLASH, matching GAS APPLIANCES, BUILT-IN DESK, and DINETTE with DOUBLE PANEL SLIDERS leading to the FRONT LANAI. Through the great room you’ll find the PRIVATE GUEST QUARTERS with LARGE GUEST ROOM, WALK-IN CLOSET, BATHROOM and access to BACK SCREENED IN LANAI which is PRE-PLUMBED and PIPED for a SUMMER KITCHEN. The additional LARGE BEDROOMS with WALK-IN CLOSETS are also off the GREAT ROOM and share the 3rd bathroom. . . . . . 2018 HVAC SYSTEM, and HUGE BONUS ROOM with SPLIT-ZONE A/C THERMOSTAT. This home offers a LAUNDRY ROOM with 9ft FOLDING TABLE, CABINETS and UTILITY SINK. THIS HOME IS OWNER OCCUPIED, SO CALL TO SCHEDULE A SHOWING ASAP. . . THIS PROPERTY WILL NOT LAST LONG!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,920 | $431,920 | $431,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $342 | $342 | $342 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,946 | $2,871 | $3,642 |
Total Monthly Payment | $3,380 | $3,305 | $4,076 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.