1391 Vermont Rte 125, Ripton, VT, 05766 | $335,000

New England Village Home Built in 1830 with Younger Addition & Barn/Garage. This home exudes that old-time character found in small New England towns from the rockers on the front porch to the parlor with built-ins and antique wavy glass windows to the large dining room for hosting Sunday dinners. Pumpkin pine floors flow through most original rooms and out to the newer addition, highlighted by its cathedral ceiling, soaring wood stove brick surround, and palladian-capped windows. This classic home will shine with a good polishing. Step out to the flat and spacious side yard with large shade trees and sunny spots for gardens, leading to wooded nature at the back of the property. The barn/garage houses two vehicles and work space on the first level while the second level is perfect for studio or storage. The village of Ripton boasts its own country store, iconic church & community house plus a stately inn. This is Robert Frost country close to the Middlebury College Breadloaf Mountain Campus, Green Mountain National Forest, and skiing at the Snow Bowl & Rickert Nordic Center. The eclectic small college town of Middlebury is a 15 minute drive away.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 1 full / 1 three-quarter
  • Style: Cape
  • Year Built: 1830
  • Garage: 2-car Garage
  • Heating: Baseboard,Stove - Wood
  • Cooling: None
  • Basement: Dirt Floor,Partial,Stairs - Interior,Sump Pump,Unfinished,Interior Access
  • Approx Sq. Feet: 1,725
  • Acreage: 2
  • Est. Taxes: $5,185
  • Lot Desc: Level,Sloping
  • Elem. School: Ripton Elementary School
  • Middle School: Middlebury Union Middle #3
  • High School: Middlebury Senior UHSD #3
  • MLS#: 5007045
  • Website: https://www.raveis.com
    /prop/5007045/1391vermontrte125_ripton_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 9/19/2024
Listing courtesy of BHHS Vermont Realty Group/Middlebury   Phone: 802-388-9836
Listing Agent: Susan Mackey

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NMLS Mortgage Loan Originator ID 793093

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1391 Vermont Rte 125, Ripton, VT, 05766

$335,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $268,000 $268,000 $268,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 5.990% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.470% 6.161% 5.248%
Monthly Tax Payment $432 $432 $432
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,628 $1,605 $2,118
Total Monthly Payment $2,135 $2,112 $2,625

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.