New England Village Home Built in 1830 with Younger Addition & Barn/Garage. This home exudes that old-time character found in small New England towns from the rockers on the front porch to the parlor with built-ins and antique wavy glass windows to the large dining room for hosting Sunday dinners. Pumpkin pine floors flow through most original rooms and out to the newer addition, highlighted by its cathedral ceiling, soaring wood stove brick surround, and palladian-capped windows. This classic home will shine with a good polishing. Step out to the flat and spacious side yard with large shade trees and sunny spots for gardens, leading to wooded nature at the back of the property. The barn/garage houses two vehicles and work space on the first level while the second level is perfect for studio or storage. The village of Ripton boasts its own country store, iconic church & community house plus a stately inn. This is Robert Frost country close to the Middlebury College Breadloaf Mountain Campus, Green Mountain National Forest, and skiing at the Snow Bowl & Rickert Nordic Center. The eclectic small college town of Middlebury is a 15 minute drive away.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $432 | $432 | $432 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,628 | $1,605 | $2,118 |
Total Monthly Payment | $2,135 | $2,112 | $2,625 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.