Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Excellent opportunity for one of the most popular floor plans with a fenced yard in the gated community of Toscana Isles. This well-cared-for 3BR plus Den Edison Plan offers an open floor plan with rich architectural details such as multiple tray ceilings, high ceilings, 8' doors, and extensive crown molding. The home features large neutral tile throughout the main living area, light gray modern cabinets with 42" uppers, designer glass tile backsplash, beautiful granite countertops, and stainless steel appliances. The split floor plan affords great privacy for the owner and guests, with the primary suite being located at the back of the home. The spacious primary suite offers two walk-in closets, double vanities, a large soaking tub, and a walk-in shower with a designer listello. Toscana Isles is a gated, resort-style, maintenance-free landscape community geared towards an active lifestyle. Enjoy kayaking, canoeing, and fishing on over 200 acres of interconnected lakes. The 8, 000-square-foot clubhouse includes a fitness center, ballroom, billiard room with big-screen TVs, a heated, resort-style infinity-edge pool, tennis, pickle ball, bocce courts, and a large fire pit. Toscana Isles offers easy access to beautiful Suncoast Beaches (just 6 miles away), the Legacy Bike Trail, and amazing Venice and Sarasota downtowns with their rich cultural life, excellent shopping, and gourmet restaurants. Sarasota Memorial Hospital Venice Campus is only 5 minutes away. Call today for a private showing!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $678 | $678 | $678 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,430 | $2,430 | $3,160 |
Total Monthly Payment | $3,183 | $3,183 | $3,913 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.