6461 Shimmering Shores LANE, Saint Cloud, FL, 34771 | $610,000

Price Improvement! Gorgeous and waiting for new owner! Check this out! Beautiful finishes-OVER $100k UPGRADES complete this home of just under 2000sf of living space with water in rear! Spacious two bedroom with flex room which can be utilized as a third bedroom, and two full bathrooms. As you enter, you'll be greeted by a spacious and bright interior, featuring a modern aesthetic with elegant tile flooring throughout. This home has a wonderful sense of flow, allowing abundant natural light to pour in and accentuate the home's inviting ambiance. The ample countertop space and cabinetry in the kitchen create a highly functional and efficient workspace, and with natural gas makes it effortless for those who enjoy cooking or entertaining. Designed with attention to detail, the open floor plan seamlessly integrates the indoor and outdoor living areas, fostering a harmonious connection with the natural surroundings.

The primary bedroom is spacious with a lovely water view, a large walk in closet and a beautiful ensuite bath provides ample space for rest and relaxation. Ensuring convenience and privacy, the second bedroom and bath are located in the front of the home. The layout is both functional and visually appealing, with a focus on storage and organization, allowing residents to effortlessly maintain a clutter-free environment.

Beyond the interior, this home boasts a scenic waterfront view, providing a serene and picturesque backdrop to your daily life. The spacious patio with fully open sliders offers an inviting outdoor space for relaxation, entertaining, or enjoying the scenic vistas.


This property is ideal for those seeking a balance between comfort, style, and scenic outdoor living. The waterfront location and 55+ community amenities make this home a unique and desirable option for those seeking a peaceful and tranquil Warm Florida lifestyle! Call today for your private tour!

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Maintenance, Pool, Recreation Facilities, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2023
  • Garage: 3-car Tandem
  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,907
  • Acreage: 0.14
  • Est. Taxes: $2,908
  • HOA Fee: $322 Monthly
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator
  • MLS#: O6227157
  • Days on Market: 108 days
  • Website: https://www.raveis.com
    /prop/O6227157/6461shimmeringshoreslane_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 10:47:08 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 407-647-1211

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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6461 Shimmering Shores LANE, Saint Cloud, FL, 34771

$610,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $488,000 $488,000 $488,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $242 $242 $242
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,247 $3,243 $4,184
Total Monthly Payment $3,581 $3,577 $4,518

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.