37427 Derbyshire DRIVE, Zephyrhills, FL, 33542 | $325,000

Under contract-accepting backup offers. Welcome to Wedgewood Manor, a 55+ community located in the heart of Zephyrhills, offering residents quick access to stores, restaurants, churches, medical facilities, and all essential services. This charming home is spacious, featuring 2 bedrooms, 2 bathrooms, plus a den, encompassing just over 1, 600 square feet of living space. Conveniently located close to the clubhouse, the home boasts a large dining room and living room combination, with chair rails throughout the living space and kitchen adding a touch of elegance. The den, currently used as a TV room/office, can easily be converted into a 3rd bedroom or extra guest room, with pocket doors providing necessary privacy. The owner’s retreat is at the rear of the home, offering a spacious walk-in closet and vaulted ceilings. The primary bathroom includes a sink, toilet, and shower stall. Ceiling fans are installed throughout the house for added comfort. The kitchen is well-equipped with a breakfast bar, closet pantry, solid surface countertops, ample cabinets and counter space, a built-in desk, and bay windows in the breakfast nook at the front of the home. All kitchen appliances are included. The home features laminated flooring throughout the living area, vinyl in the kitchen and, tile floors in the bathrooms. An oversized 2-car garage provides plenty of storage with built-in cabinets and privacy screen when the garage door is open. The washer and dryer are in the garage, which is kept cool by an attic fan. The exterior of the home features Hardiplank siding, a painted driveway and walkways, and an extended back patio. The front door includes an etched glass insert and an Anderson Storm Door with a shade. The Homeowners' Association Fee (HOA) covers internet, basic cable, lawn care, and provides access to the community's central recreational center. Residents can enjoy a variety of activities, a screened-in pool, and shuffleboard facilities. Don't miss out on this incredible opportunity to join the vibrant Wedgewood Manor community.

Features

  • Amenities: Clubhouse, Fence Restrictions, Shuffleboard Court
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 65 x 90
  • Laundry: In Garage
  • Year Built: 1994
  • Garage: 2-car Driveway, Garage Door Opener, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,601
  • Acreage: 0.13
  • Lot Size: 65 x 90
  • Est. Taxes: $3,097
  • HOA Fee: $170 Monthly
  • Adult Communities: Yes
  • Pet Policy: Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: T3544598
  • Days on Market: 97 days
  • Website: https://www.raveis.com
    /prop/T3544598/37427derbyshiredrive_zephyrhills_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/23/2024 12:17:10 PM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 813-907-8200

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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37427 Derbyshire DRIVE, Zephyrhills, FL, 33542

$325,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $260,000 $260,000 $260,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $258 $258 $258
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,730 $1,728 $2,229
Total Monthly Payment $2,063 $2,061 $2,562

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.