Beautiful 3/2/2, split floor plan, with 2, 123sf under air, pool/spa home with county water and sewer is nestled in the friendly community of Port Charlotte. There are no deed restrictions or HOA fees in this community. Close to shopping, restaurants, schools, bike/walking paths, and many parks, the Charlotte Harbor, where you can fish, boat or just take in an amazing Florida Sunset. There are many near by beaches to visit. Pulling onto the circular drive, entering this lovely home, your eye is drawn to the amazing outdoor living space, the back wall of this space is sliders out to the screen enclosed lanai/pool area. There is a beautiful heated pool/spa with water features, a spacious pool deck with a cool deck surface (it won't get hot), and a covered seating area. This is the picture perfect "Florida Lifestyle"! There are matching tile floors and wood cabinets throughout the home. The main living area is open with high ceilings. The Foyer, Dining/Flex room, Great room, Kitchen and Dinette are in a large open space. The kitchen has darker wood cabinets, stainless appliances and granite counter tops, a pantry and a huge island that can seat 6 comfortably. The sprawling Great room is the centerpiece of the home. The cabinets under the TV conveys. The large Dining/Flex space has crown molding and wainscoting. The Dinette is currently occupied with a couch. It has 2 walls of sliding glass doors out to the lanai/pool area. One set of sliders has a zero corner door opening. when it is open, the outdoor/indoor space becomes one. The Master bedroom is on the south side of the home. It has up lighting in the tray ceiling, sliders out to the lanai, a regular closet and a walk-in closet. The master bath has dual sinks, a linen closet, water closet, garden tub and a walk-in shower. The glass block allows in natural light and still gives privacy. The 2nd and 3rd bedroom are on the north side of the home. They are comfortable size rooms and have access to the guest/pool bath. It has a tub/shower, linen closet and access to the pool deck. The Laundry room is on the opposite side of the Kitchen, near the garage. There is a laundry sink, cabinets, and large closet for additional inside storage. There is a shed in the backyard. Newer kitchen and laundry room appliances, roof replaced 2022, pool pump and heater replaced in 2024. The TV's, brackets, and security system don't convey with the home. Some furnishings are negotiable. Come see this Lovely home and fall in love!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $368,000 | $368,000 | $368,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $283 | $283 | $283 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,510 | $2,446 | $3,155 |
Total Monthly Payment | $2,868 | $2,804 | $3,513 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.